Getting Compensation for Flood Damage Repair

10/28/2020 (Permalink)

Heavy storms can cause severe damage to your home.

Any heavy storm can do a lot of damage to your home. If a hurricane or other natural disaster hits Ogden, UT, though, the results can be devastating. Whether you have flood insurance or not, you may be able to get assistance to help with expenses through a federal grant.

Getting Assistance Through a Federal Grant

What Is Covered?

Disaster assistance through FEMA may help you cover some of the typical costs that occur after a flood:

• Temporary housing
  
• Basic home repair
  
• Vehicle replacement
  
• Medical or funeral costs
  

This assistance does not cover the cost to restore your home fully to its previous state or replace every item lost in the flood. It can, however, pay for some of the work done by certified flood experts to help ensure that you have a safe, habitable home to return to.

Who Is Eligible?

In order to provide assistance where it is needed most, FEMA extends eligibility to a broad range of individuals who live or work within the affected floodplain. You can apply even if you don't have current flood insurance. The citizenship of everyone involved is not a factor as long as one member of the household is either a citizen, qualified alien or non-citizen national. Both homeowners and renters, including college students staying in dorms in the area, can apply for aid. Even if you have already started cleanup and paid for some of the services, you may be able to get reimbursed. If your life was affected by the disaster, you are eligible to apply for assistance.

How Do You Apply?

You don't have to determine your own eligibility for relief funds; you simply need to apply for it. To apply for a federal disaster assistance grant, visit the application website or call the FEMA helpline (800-621-3362). You will receive a determination letter that details the money that is available to you or directs you to further action.

Even if you don't have flood insurance, you may be able to receive aid for expenses after a natural disaster. Apply for federal disaster assistance to find out.