Proper Maintenance To Reduce Insurance Claims

6/17/2019 (Permalink)

Cold weather precautions: add extra pipe insulation to your pipes

Proper Maintenance To Reduce Insurance Claims

Your building in Wolfcreek,UT, can flood easily if a pipe bursts or a toilet overflows. Getting your business claim accepted by your insurance company may depend on how well you maintain your building. If the flood happens as the result of neglect, your claim could be denied. Here are some maintenance tips to help you reduce your number of claims and ensure that the ones you do make are not rejected.

Cold Weather Precautions

Toward the end of fall, your building becomes more vulnerable to the water damage that can result from freezing temperatures. A few habitual things you can do to protect your pipes from freezing during cold weather include:

• Add extra pipe insulation
• Maintain an indoor temperature of at least 55 degrees
• Remove ice from the roof to prevent buildup
  

Outdoor Maintenance

It can be challenging to maintain a strong building envelope throughout the year. Avoid an unnecessary business claim by performing regular roof inspections to make sure that it can withstand seasonal changes in weather. Keep your drainage system clear by having gutters and downspouts cleaned frequently. Perform a monthly check to find possible leaks, particularly around windows, doors and building joints. Reseal any problem areas you find to keep out unwanted moisture.

Emergency Preparedness

No matter what you do to prevent problems, a pipe break could still occur. If it does, it pays to be prepared. Make sure you know how to shut off your water main, and designate a specific person to do so during an emergency. Store valuable equipment off the floor so that a sudden flood is less likely to damage it. Keep emergency contacts such as water mitigation experts on hand so that you can start the remediation process as quickly as possible.
If your building floods, you can file a business claim to cover the cost of repairing the damage, but the best solution is prevention. You can lower your risk of flooding with proper maintenance.